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List of All 170 Computerised Banks
ABHYUDAYA COOPERATIVE BANK LIMITED ABU DHABI COMMERCIAL BANK
AHMEDABAD MERCANTILE COOPERATIVE BANK AKOLA JANATA COMMERCIAL COOPERATIVE BANK
ALLAHABAD BANK ALMORA URBAN COOPERATIVE BANK LIMITED
ANDHRA BANK ANDHRA PRAGATHI GRAMEENA BANK
APNA SAHAKARI BANK LIMITED AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
AXIS BANK B N P PARIBAS
BANDHAN BANK LIMITED BANK INTERNASIONAL INDONESIA
BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC
BANK OF BARODA BANK OF CEYLON
BANK OF INDIA BANK OF MAHARASHTRA
BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BASSEIN CATHOLIC COOPERATIVE BANK LIMITED BHARAT COOPERATIVE BANK MUMBAI LIMITED
BHARATIYA MAHILA BANK LIMITED CANARA BANK
CAPITAL LOCAL AREA BANK LIMITED CATHOLIC SYRIAN BANK LIMITED
CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED
CITI BANK CITIZEN CREDIT COOPERATIVE BANK LIMITED
CITY UNION BANK LIMITED COMMONWEALTH BANK OF AUSTRALIA
CORPORATION BANK CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK CAL
CREDIT SUISEE AG DCB BANK LIMITED
DENA BANK DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATIO
DEUSTCHE BANK DEVELOPMENT BANK OF SINGAPORE
DHANALAKSHMI BANK DOHA BANK
DOHA BANK QSC DOMBIVLI NAGARI SAHAKARI BANK LIMITED
EXPORT IMPORT BANK OF INDIA FEDERAL BANK
FIRSTRAND BANK LIMITED G P PARSIK BANK
HDFC BANK HSBC BANK
ICICI BANK LIMITED IDBI BANK
IDFC BANK LIMITED INDIAN BANK
INDIAN OVERSEAS BANK INDUSIND BANK
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED INDUSTRIAL BANK OF KOREA
ING VYSYA BANK JALGAON JANATA SAHAKARI BANK LIMITED
JAMMU AND KASHMIR BANK LIMITED JANAKALYAN SAHAKARI BANK LIMITED
JANASEVA SAHAKARI BANK BORIVLI LIMITED JANASEVA SAHAKARI BANK LIMITED
JANATA SAHAKARI BANK LIMITED JP MORGAN BANK
KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BA KALUPUR COMMERCIAL COOPERATIVE BANK
KALYAN JANATA SAHAKARI BANK KAPOL COOPERATIVE BANK LIMITED
KARNATAKA BANK LIMITED KARNATAKA VIKAS GRAMEENA BANK
KARUR VYSYA BANK KERALA GRAMIN BANK
KOTAK MAHINDRA BANK LIMITED LAXMI VILAS BANK
MAHANAGAR COOPERATIVE BANK MAHARASHTRA STATE COOPERATIVE BANK
MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED
NAGAR URBAN CO OPERATIVE BANK NAGPUR NAGARIK SAHAKARI BANK LIMITED
NATIONAL AUSTRALIA BANK LIMITED NATIONAL BANK OF ABU DHABI PJSC
NEW INDIA COOPERATIVE BANK LIMITED NKGSB COOPERATIVE BANK LIMITED
NUTAN NAGARIK SAHAKARI BANK LIMITED ORIENTAL BANK OF COMMERCE
PRAGATHI KRISHNA GRAMIN BANK PRATHAMA BANK
PRIME COOPERATIVE BANK LIMITED PUNJAB AND MAHARSHTRA COOPERATIVE BANK
PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RABOBANK INTERNATIONAL RAJGURUNAGAR SAHAKARI BANK LIMITED
RAJKOT NAGRIK SAHAKARI BANK LIMITED RATNAKAR BANK LIMITED
RESERVE BANK OF INDIA SAHEBRAO DESHMUKH COOPERATIVE BANK LIMITED
SARASWAT COOPERATIVE BANK LIMITED SBER BANK
SBM BANK MAURITIUS LIMITED SHIKSHAK SAHAKARI BANK LIMITED
SHINHAN BANK SHRI CHHATRAPATI RAJASHRI SHAHU URBAN COOPERATIVE
SOCIETE GENERALE SOLAPUR JANATA SAHAKARI BANK LIMITED
SOUTH INDIAN BANK STANDARD CHARTERED BANK
STATE BANK OF BIKANER AND JAIPUR STATE BANK OF HYDERABAD
STATE BANK OF INDIA STATE BANK OF MYSORE
STATE BANK OF PATIALA STATE BANK OF TRAVANCORE
SUMITOMO MITSUI BANKING CORPORATION SURAT NATIONAL COOPERATIVE BANK LIMITED
SUTEX COOPERATIVE BANK LIMITED SYNDICATE BANK
TAMILNAD MERCANTILE BANK LIMITED THE A.P. MAHESH COOPERATIVE URBAN BANK LIMITED
THE AKOLA DISTRICT CENTRAL COOPERATIVE BANK THE ANDHRA PRADESH STATE COOPERATIVE BANK LIMITED
THE BANK OF NOVA SCOTIA THE COSMOS CO OPERATIVE BANK LIMITED
THE DELHI STATE COOPERATIVE BANK LIMITED THE GADCHIROLI DISTRICT CENTRAL COOPERATIVE BANK
THE GREATER BOMBAY COOPERATIVE BANK LIMITED THE GUJARAT STATE COOPERATIVE BANK LIMITED
THE HASTI COOP BANK LTD THE JALGAON PEOPELS COOPERATIVE BANK LIMITED
THE KANGRA CENTRAL COOPERATIVE BANK LIMITED THE KANGRA COOPERATIVE BANK LIMITED
THE KARAD URBAN COOPERATIVE BANK LIMITED THE KARANATAKA STATE COOPERATIVE APEX BANK LIMITE
THE KURMANCHAL NAGAR SAHAKARI BANK LIMITED THE MEHSANA URBAN COOPERATIVE BANK
THE MUMBAI DISTRICT CENTRAL COOPERATIVE BANK LIMI THE MUNICIPAL COOPERATIVE BANK LIMITED
THE NAINITAL BANK LIMITED THE NASIK MERCHANTS COOPERATIVE BANK LIMITED
THE RAJASTHAN STATE COOPERATIVE BANK LIMITED THE ROYAL BANK OF SCOTLAND N V
THE SEVA VIKAS COOPERATIVE BANK LIMITED THE SHAMRAO VITHAL COOPERATIVE BANK
THE SURAT DISTRICT COOPERATIVE BANK LIMITED THE SURATH PEOPLES COOPERATIVE BANK LIMITED
THE TAMIL NADU STATE APEX COOPERATIVE BANK THE THANE BHARAT SAHAKARI BANK LIMITED
THE THANE DISTRICT CENTRAL COOPERATIVE BANK LIMIT THE VARACHHA COOPERATIVE BANK LIMITED
THE VISHWESHWAR SAHAKARI BANK LIMITED THE WEST BENGAL STATE COOPERATIVE BANK
THE ZOROASTRIAN COOPERATIVE BANK LIMITED TJSB SAHAKARI BANK LIMITED
TJSB SAHAKARI BANK LTD TUMKUR GRAIN MERCHANTS COOPERATIVE BANK LIMITED
UCO BANK UNION BANK OF INDIA
UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
VASAI VIKAS SAHAKARI BANK LIMITED VIJAYA BANK
WESTPAC BANKING CORPORATION WOORI BANK
YES BANK ZILA SAHAKRI BANK LIMITED GHAZIABAD

IFSC Code – Search Bank IFSC Code, All Bank Branches in India for RTGS, IMPS, NEFT, and ECS Transactions. ifsccodescript.com is the best Bank IFSC Code Finder Portal.

Bank IFSC Code

Bank IFSC code is a unique eleven-digit number which is a combination of alphabets and numerals. It is used to transfer funds online for NEFT, IMPS, and RTGS transactions.

Difference Between IFSC and MICR Code?

In the banking sector, IFSC and MICR are common terms used for financial transactions such as transferring funds through NEFT, and RTGS. However, many are still confused about the concept and relevance of these terms. Let’s attempt to make the distinction and the significance of both terms clear and comprehend.

🏦 IFSC Code

IFSC code represents the code of the Indian Banking system. This code normally defines all branches of the NEFT participating bank. Applications such as RTGS (Real Time Gross Settlement), NEFT (National Electronic Fund Transfer), and CFMS (Centralised Funds Management System) use this code.

IFSC code is used mainly for online money transfers and real-time gross settlement schemes aka RTGS, NEFT, and IMPS. IFSC code is each branch of a bank’s distinctive identity. Just as we used to have distinctive roll numbers in college, there are distinctive IFSC (Indian Financial System Code) codes for bank branches across the nation. IFSC code contains 11 unique alphanumeric characters and is assigned to the bank branch by RBI to identify each branch in India. NOTE that not all bank branches provide net banking facilities such as Gramin Bank, Sahkari Bank, and Micro Banks.

IFSC code can be used for online money transfer systems like RTGS, NEFT, and IMPS. IFSC or Indian Financial System Code is a unique identification number that is used to identify each branch of a Bank. The code is used by all the Indian banks that participate in the NEFT, RTGS, and IMPS payment settlement systems. Bank name has many branches in State Name but it is very difficult to visit the bank each time. Bank Name like SBI Bank IFSC codes consist of a digit code which comprises of the first four letters like ‘AAAA’, the fifth digit is 0 followed by the last 6 digits which represent the specific Bank and branch code. Here’s an example, the IFSC code of the Bank branch at 11, Ganesh House, MG Road, STATE  (Only Test), is AAAA0007587.

MICR Code

MICR Code stands for Magnetic Ink Character Recognition. This can be discovered in all the upper white line checks known as the MICR band. This code can also be used for global operations. This is used to enhance transaction safety.

MICR is a very old technology used to ensure the safety and security of negotiable instruments to facilitate check processing. MICR code includes checking information such as serial number, and 9-digit number. The first three digits represent the town, the next three constitute the bank, and the last three digits indicate the branch. RBI created the code to make NEFT (National Electronic Fund Transfer) quick and effective. As the MICR code is written with a unique magnetic ink, fraud instances can be readily determined by the magnetic scanner check.

A typical MICR code is 120249053 wherein the first 3 numbers serve to identify the city code, the center three identify the bank code, and the last digits its branch code. 120 City Code 249 Bank code 053 Branch Code.

Search IFSC Codes

ifsccodescript.com team is working to help search Ifsc Code easily with branch address, Bank Phone Number, and all Bank Details. You can check updates about IFSC Code data on the Bharat Result website.

How to find the IFSC Code?

  • ➡️ IFSC code can be found on the cheque leaf and bank passbook of the Bank.
  • ➡️ All Banks and respective branch lists of IFSC codes can be obtained from the Reserve Bank of India’s official website.
  • ➡️ The IFSC code of “Bank Name” can also be found on the bank’s official website.
  • ➡️ If you have access to the internet (which you surely do, if you are asking this on ifsccodescript.com) simply find your IFSC code on Google just by entering your bank name and branch name. For example the IFSC code of “Axis bank, Kalyani Nagar branch, Pune” at ifsccodescript.com

Benefits of IFSC Code

Mentioned below are some benefits of the IFS code. Have a glance.

  • ➡️ It Makes money Transactions smoother – you would not need to take the trip of your agitated schedule to go to your bank or change long queues to induce the money transferred. With the assistance of IFSC, transactions are often processed worldwide and in an exceedingly few steps.
  • ➡️ It races the Funds Transferring method – currently, cash transfer may be a matter of some minutes. because of online banking, you’ll do banking from the comfort of your home. it’s terribly useful, particularly after you have to be compelled to transfer cash on AN imperative basis.
  • ➡️ It Curbs Potential Frauds – With every bank and its individual branches assigned a singular IFS code, an additional layer of security is supplemental to your transactions. because of this code, each group action gets a beginning ANd an ending purpose. Hence, it simplifies fund pursuit.
  • ➡️ Fund Transfer created Easier – you’ll access your Internet banking account simply at any time, anywhere.
    Online Banking created potential – Paying bills, paying for AN order, or be it recharging your phone, and transferring funds online is feasibly attributable to the IFSC code. Now, you’ll embrace technology and find the most effective out of it.

What are RTGS, NEFT, and IMPS Code

The IFSC code is often referred to as the RTGS code or NEFT code since it is used to transfer money using RTGS. Ans. IFSC code is not the same as the branch codeIFSC (Indian Financial System Code) consists of eleven characters and is used to identify the bank and its branch. The Bank IFSC code can be used both by its RTGS and NEFT fund transfer systems. IFSC stands for Indian Financial System Code. The Payment System Software like RTGS, CFMS, and NEFT developed by the Reserve Bank of India utilize these codes. The code includes 11 Characters – The first 4 figures represent the entity, the Fifth position has defaulted with a 0 for future usage, and the Last 6 character refers to the branch’s individuality.

Money Transfer

This is the fastest possible bank money transfer computer system throughout the banking channel. The settlement in real-time means – the payment transaction isn’t subjected to any waiting period. The transactions are – regulated as soon as they’re processed. The gross settlement means its transaction can be – settled on one to one basis without regrouping with any other transaction. Considering – which money transfer takes place in the books of its Reserve Bank of India, its – payment can be taken as final and irrevocable. Under normal circumstances, its beneficiary branches are expected to receive its – funds in real-time as soon as funds have been transferred by its remitting bank.